Brandon Libunao

Welcome to The Libunao Agency – Your Local State Farm Insurance Agency in Indianapolis

At The Libunao Agency, our mission is to positively contribute to our community by building strong relationships with you and your family. Serving Indianapolis, and the surrounding Indiana areas, we help you understand the everyday risks you face and provide insurance coverage that fits your needs. Our newest office is conveniently located across from Gainbridge Fieldhouse!

We offer a full range of insurance products, including Auto Insurance, Homeowners Insurance, Renter’s Insurance, Life Insurance, Business Insurance, and Commercial Insurance throughout Fishers, Indianapolis, Carmel, Zionsville, Noblesville, and more. Our service area extends across Indiana, Ohio, and Illinois, making The Libunao Agency your dependable local insurance partner.

Frequently Asked Questions About Insurance in Indiana

Auto Insurance in Indiana – Protect Your Vehicle and Finances

If you’re looking for car insurance, you’ve come to the right place. Car insurance safeguards you from financial loss caused by accidents, theft, weather-related damage, and other unexpected events. Our agency provides complimentary auto insurance estimates to help you find coverage suited to your situation.

What Does Auto Insurance Cover?

Auto insurance covers injuries to yourself and others, damage to your vehicle, and liability for damage to other people’s property. Selecting more comprehensive coverage protects you against repair or replacement costs from collisions, fire, theft, and severe weather. We’ll help you review your coverage options so you can choose what works well for your lifestyle and budget.

Why Can Car Insurance Costs Be High?

Several factors affect the cost of your car insurance, including:

• Your history of accidents or incidents

• Your home location and where your vehicle is kept

• The types and amounts of coverage you choose

• Driving records of all drivers listed on your policy

How Can You Reduce Your Car Insurance Payments?

• Increase your deductible to lower your monthly costs

• Ask about discounts like safe driver, multiple policies, or good student

• Maintain a clean driving record

• Work with your agent to uncover all potential savings

Your Responsibilities with Auto Insurance

For example, if you cause an accident while driving through a roundabout, you are responsible for the resulting damages. Having sufficient coverage helps protect your financial well-being.

Homeowners Insurance in Indiana – Protect Your Property and Possessions

When purchasing homeowners insurance in Indiana, it’s important to insure your property for the full cost of rebuilding. The amount of coverage you select should be enough to cover the replacement value of your home and any additional structures.

How Do You Know If You Have Adequate Coverage?

Contact us for a review! We assist in calculating the replacement cost of your home and belongings, including options to insure valuable items with extra coverage.

Understanding Your Deductible

A deductible is the amount you pay out of pocket when you file a claim. Adjusting this amount may help lower your monthly payments, and we can help you find the right balance.

Additional Factors That Affect Homeowners Insurance

• Coverage limits and options selected

• Security features installed in your home

• Age, construction type, and condition of your property

• Whether the home is rented out or vacant

• Changes in market conditions

• Use of your home for business purposes

Avoid being underinsured—call The Libunao Agency today for guidance and home insurance estimates.

Life Insurance in Indiana – Protect Your Family’s Future

If you’re searching for life insurance in Indiana, The Libunao Agency offers a variety of policies to help safeguard your family’s financial security in case of death, illness, or disability.

What Does Life Insurance Cover?

Life insurance can help cover costs related to burial, outstanding debts, and ongoing living expenses if you are no longer able to provide. Some policies also offer benefits if you become seriously ill or injured.

Reach out to us to learn about life insurance options that fit your needs and budget. Our agents will walk you through the process and help you save where possible.

Contact The Libunao Agency Today for Free Insurance Estimates

Whether you need auto insurance estimates, homeowners coverage, life insurance, or business insurance in Fishers, Indianapolis, or anywhere in Indiana, Ohio, or Illinois, The Libunao Agency is ready to assist. Visit any of our offices in Fishers, downtown Indianapolis near Gainbridge Fieldhouse, or Castleton for friendly, knowledgeable service.

Call us today or request a free insurance estimate online. Protect what matters most with The Libunao Agency – your local State Farm insurance partner.